CURRENT STUDENTS

The ME Center was created to help all students of Texas A&M University become financially independent and successful.

As a traditional Undergraduate, you will have to make a great deal of new financial decisions for the first time in your life which may greatly impact your financial future and general happiness. Whether or not you have the help of a parent or mentor in making these tough decisions, just know that we’re here to help you as well. Our Center can educate and advise you on a wide variety of personal finance topics so that you can hopefully make the best decisions for your future. Below are some of the things we believe that you, as a traditional Undergraduate, should learn about.

Prior to enrolling in college, or at least early on in college, you should seriously consider learning about Paying for College, Money Management, Saving & Banking, and Credit Cards. If you need to borrow money in order to afford college, then we also highly recommend that you learn about Student Loans as well.

As you get closer to graduation, we suggest that you prepare for life after graduation by learning about Investing.
Although Graduate and Professional students have already had to experience a great deal of personal finance challenges and make financial decisions critical to their futures, everyone should learn more about their finances regardless of their age and experience. Below are some of the things we believe that you, as a Graduate or Professional student should learn about.

Although there are some forms of free money which Graduate and Professional students can receive (see Paying for College), the federal and state governments do not offer many free financial aid opportunities for Graduate and Professional Students. As a result, many Graduate and Professional students must borrow funds to pay for college. With this in mind, we feel that it is critical that all borrowers learn about Money Management and Student Loans.

Many Graduate and Professional Students are also working towards Buying a Car or Buying a Home so we believe it would be in their best interest to learn more about these subjects as well. 
One primary concern of many international students is being able to afford in-state tuition. With this in mind, it could be beneficial for our international students to review our Paying for College Money Tips, which covers various options for paying tuition at in-state rates.

International students might also find reviewing our Saving & Banking Money Tips to be useful for learning how to select a savings institution, open a checking or savings account, and avoid really expensive banking fees. Learning about credit cards may also be incredibly helpful for any international student interested in building their credit by signing up for and using a credit card, but still avoiding credit card interest and fees.

One of our most popular topics amongst international students has been buying a car. Whether you’re considering trading in your used car for a new car or purchasing a car for the first time, reading our Buying a Car Money Tips might make the car buying process significantly less stressful and costly for you. 
Student Veterans are often non-traditional students who have had a wide variety of life experiences and who face different challenges than those of traditional Undergraduate students. We are very aware of this because several of our staff members are either Veterans themselves or have spent years working with Veterans in our Veterans Services Office. Based upon our experience working with Veterans, below are a few things we believe student Veterans should consider learning about.

Student Veterans can learn about the various financial resources available to them (including veterans’ education benefits and military scholarships) on our Paying for College Money Tips page.  In addition, learning about Money Management can help student Veterans (both those who are recently discharged from the military and those who have families with additional expenses such as daycare) make the most of their money and budget for the future so they can graduate from college with as little debt as possible. For our student Veteran borrowers, it may also be incredibly helpful to learn about Student Loans as well so they are familiar with loans they are borrowing as well as their options for repayment.

Many student veterans, and their families, also find themselves in a position where they must purchase a car or need more living space for their families to live comfortably. With that in mind, student Veterans might find it very beneficial to learn more about Buying a Car and Buying a Home. And because a person’s credit score factors so heavily into their ability to buy a car or home, we highly recommend student Veterans also learn about Credit Scores.