- Jun 18, 2018

While you’re in college or career school, you’ll need to learn how to manage your finances, plan for changes, and prepare for the unexpected. Budgeting will help you build decision-making skills and reach your financial and academic goals.

For tips to create a budget, visit

- Jun 05, 2018

If you’re looking to save money and fix your finances, a budget is an easy way to reach your goals, says Lisa Rowan, a savings expert at The Penny Hoarder.

To learn how to set a budget and stick with it, visit

- May 30, 2018

Do you have student loans? View this list of common student loan mistakes.

To view the full article, visit 8 Common Student Loan Mistakes.

- May 16, 2018

Learn about tips that can help you lower your grocery bill. 

To view the full article, visit How To Lower Your Grocery Bill.

- May 07, 2018

If you just graduated, congrats! You’ve officially made it to the “real world” everyone’s always talking about. And that means you suddenly have a lot more responsibility. You may be looking for your first job, moving back in with your parents or starting off in a new place on your own. It’s a lot to take on, but don’t let your finances fall to the bottom of your priority list.

Here are five money mistakes to avoid when you’re first starting out.

To read the full article visit,

- Apr 30, 2018

“What is a mutual fund?” Sam Rogers asked his financial literacy class.

Tessa Sabin, an 11th grader at Riverton High School, offered a guess: “Isn’t it where you invest in something that’s invested in multiple things? So that if one of them tanks, it doesn’t affect you overall because your investment is spread around.”

Rogers throws a lollipop to her for answering correctly. This kind of question is normal in Utah high schools, where financial literacy is a core requirement to graduate. Five states in the U.S. earn an A grade from Champlain College’s Center for Financial Literacy when it comes to teaching personal finance in high school, but only Utah has gotten an A+.

To view the full article, visit

- Apr 24, 2018

April is Financial Literacy Month, and whether you're a money guru or just someone who wants to know more, you can get involved.

Financial knowledge is important. Just 57 percent of American adults are financially literate, according to the 2015 S&P Global Financial Literacy Survey. That ranks 14th in the world – far behind such nations as Denmark (71 percent), Canada (68 percent), Israel (68 percent), Germany (66 percent) and Australia (64 percent). Clearly, Americans can do better, and we should.

How can you help? Here are a few ways you can make a difference during Financial Literacy Month.

To view the full article, visit

- Apr 16, 2018

Millennials have to endure many stereotypes. They are often labeled lazy, entitled and even narcissistic.

Zach Swartz, an older millennial himself and portfolio manager with BKD Wealth Advisors in Springfield, Missouri, isn't sure the generation really deserves to be singled out in that way. "Sometimes millennials can be painted as very different from other generations when they're not," he says.

Case in point: the money management mistakes commonly made by millennials. The following six mistakes aren't so different from the financial gaffes made by older adults.

To view the full article, visit

- Apr 09, 2018

April is Financial Literacy Month. You might suspect there is a problem with financial literacy in America, if an entire month is dedicated to it! And you would be right.

April is an opportune time to look at three efforts that may have a chance to combat financial illiteracy. These are chosen because of their scalability and capacity to make a real difference for financial literacy in America.

To view the full article, visit

- Apr 09, 2018

Students preparing to begin college and take more control over their personal finances in many cases lack the skills and knowledge to make responsible financial decisions and repay their student loans, according to a new survey from EverFi.

The survey collected data from a nationally representative sample of more than 100,000 incoming college students — most from four-year institutions — in more than 410 institutions across the country. Overall, the survey found that most respondents struggled to answer basic financial literacy questions, and on average only answered two of six questions correctly.

To view the full article, visit

- Apr 02, 2018

It’s truly an honor to stand by your friend’s side as she exchanges vows with her beloved and takes her first steps toward marital bliss. If only those precious moments could make up for the exorbitant costs that come with being a part of her special day.

Members of the wedding party spend an average of $728 on gifts, travel and attire for the wedding, bachelor or bachelorette party and shower, according to a new Bankrate report.

The average price varies depending on where you live. Northeastern wedding party members should be prepared to shell out even more than that, with an average all-in cost of $1,070 to participate in all three events.

While those figures may be eye-boggling, it’s actually an extremely conservative estimate.

To view the full article, visit

- Mar 27, 2018

The arrival of spring often motivates people to stop hibernating and renew healthier habits, such as enjoying more outdoor activity and adopting a better overall diet. If you're hoping to add some more wholesome and healthy ingredients to your cooking, there are a number of inexpensive, everyday items that pack a powerful, nutrient-rich punch. March is National Nutrition Month, so what better time is there to try these healthy and cheap ingredients in your next recipe?

Read on for five inexpensive and healthy ingredients to add to your meals.

To view the full article, visit

- Mar 19, 2018

Managing your money during a semester abroad is no easy feat.

After a summer internship at CNBC writing about personal finance, I left for a semester abroad armed with plenty of information to better manage my money. But now that I've been in Spain for a few months, I've found there's a lot I didn't know.

Here are six key lessons I've learned about how to manage money while studying abroad.

To view the full article, visit

- Mar 05, 2018

How can the Money Education Center help my student? When should my student make an appointment with the center? What are some of the most common money mistakes students make during college? How can they be avoided? Where can I find the Money Education Center? What are your hours and how can my student schedule an appointment? As a family member, how can I help my student become more aware of the need to manage their finances well? Does the Money Education Center offer any resources designed specifically for family members?

To view the full article, visit

- Feb 26, 2018

Imagine that your roof starts to leak. Or your car breaks down. Or, worst of all, a pink slip lands on your desk.

The credit cards in your wallet could likely keep you dry, on the road, and well fed, but running up significant debt can cause a major setback to your financial plan. That’s why you always need to have ready access to a chuck of cash—that is, an emergency fund—that allows your financial life to stay on track even if you encounter a significant, unexpected expense.

To view full article, visit

- Feb 19, 2018

Bad credit is not a life sentence, which is good news for the roughly one-third of people with credit scores below 620. So if your credit is damaged, there are indeed steps that you can take to rebuild. After all, rebuilding credit is a process that takes time and requires focus on the fundamentals. And we’ll explain exactly what you need to do below.

What you don’t want to do, however, is pay for credit repair. Anyone who claims the ability to “fix” or “clean up” your credit for a fee is scamming you. There is nothing any purported credit “repair” service can do that you cannot do yourself for free.

We made the following tips as practical as possible to give you both the structure of a plan and a clue about how to actually stick to it. Knowing what to do and actually doing it are two very different things, after all. We also explored how long the hands of time will have to turn before you can put bad credit behind you, hopefully once and for all.

Here’s what you need to do to rebuild your credit.

To view the full article, visit

- Feb 15, 2018

As national student poverty rises, Texas A&M resource facilities are taking action to assist Aggies with financial and nutritional aid.

According to the U.S. Census Bureau, 34.7 percent of College Station’s population is living below the poverty line, with the highest number of people falling between the ages of 18 and 24. The issue of college poverty is more concentrated at A&M, according to Megan Ford, kinesiology junior and executive director of The 12th Can.

“We’re above the state and national average for poverty, so one in five people in this area are food insecure, which is actually higher than most universities,” Ford said.

To view the full article, visit

- Feb 12, 2018

Watch any romantic comedy and you’ll see the leading couple put a lot of effort into impressing each other over the course of the movie. For example, he might take ballroom dancing lessons behind her back—and just when she’s about to confront him at his niece’s wedding reception, he holds out his hand and wows the room. Those small acts work almost every time! That’s because sincere effort goes a long way in getting—and keeping—the guy or girl.

Want to bring Hollywood home? Plan a monthly budget with your spouse. Wait! We’re serious. Guys, get ready to win the heart of your girl all over again. And ladies, your man won’t know what hit him. Having and sticking to a budget will help you be a better spouse. Here’s why:

To view the full article, visit

- Feb 05, 2018

When it comes to Valentine’s Day, don’t spend big, spend smart! The latest report from the National Retail Federation says couples spent an average of $136.57 on their Valentine’s Day gifts and plans last year.¹ And that’s just the average! We think EveryDollar budgeters can do better than that by budgeting better and spending less. After all, when you spend less money on Valentine’s Day, you have more money to put toward saving and building a future together.

To view full article, visit

- Jan 30, 2018

Another new year, another chance for well-intentioned resolutions to start with a bang and fizzle out. But unlike failing to drop those last five pounds, falling short on financial goals you’re banking on in 2018 could cost you for years to come.

Generally, attainable goals follow the SMART approach: They’re specific, measurable, achievable, realistic and time-based. But that doesn’t mean attainable goals are all easy. A recent study indicates certain money goals that fit these criteria can remain challenging for some who are striving toward them.

Here are some 2017 financial resolutions that proved hardest to hit, with reported achievement rates, according to the 2018 New Year Money Report.

To view the full article, visit

- Jan 22, 2018

A recent Bankrate survey found that most Americans don’t have enough saved to cover $1,000 for an emergency. What’s worse is nearly one in five said they would put the expense on a credit card. If that’s you, here are 5 things you can do to start saving more right now.

To view the full article, visit

- Jan 17, 2018

2018 is fast approaching, providing the perfect opportunity to hit the “reset” button on your budget, particularly if you’ve faced unexpected financial problems this past year. Getting back on track can feel like an overwhelming task, but it doesn’t have to be. Better Money Habits outlines six simple steps to follow on the road towards regaining control over your finances.

To view the full article, visit

- Jan 17, 2018

Not a day goes by in which I don’t hear or read the words, “millennials are lazy.” Even though they graduated from college and took on a boatload of debt to boot.

Now many millennials are earning entry-level salaries and have put on hold big life decisions like moving out, buying homes, and having kids. All to handle paying off student loan debt first.

And now, the generation below them, Generation Z (or Gen Z), has grown up watching this. They’ve seen the debate between millennials and everyone else and they’ve taken notice. 

The effect? A generation coming of age that might be the most practical generation yet, with almost three times less debt than Baby Boomers according to Experian data.

To view the full article, visit

- Dec 11, 2017

As the holiday break quickly approaches, the Money Education Center is sharing advice about holiday shopping and budgeting.

To view the full article, visit

- Dec 06, 2017

For more advice on who should consider getting a gas rewards credit card, the best time to do so, and how to choose between the top offers, WalletHub posed the following questions to a panel of personal finance experts. You can check out their bios and responses.
  1. What types of people should consider applying for one of the best gas rewards credit cards?
  2. How much higher of a gas rewards earning rate do you think is needed to warrant committing to a particular gas station chain?
  3. Does it make sense to get even one of the best gas rewards credit cards when gas prices are low?
To view the full article, visit

- Nov 28, 2017

During childhood, the holiday season held so much magic, but one mystery remained: Why did so many adults seem stressed?

As the years went by, we discovered how Santa made it to every single house in just one night and exactly what it was about turkey that made us so deliriously happy and sleepy. But the tension hiding behind our parents’ smiles? That one was a little harder to figure out.

To read more, visit

- Nov 21, 2017

The proliferation of digital technology in the last two decades has brought with it a slew of various cyber-threats, especially cybercrime, the most common example of which is data breaches.

The International Organization for Standardization and the International Electrotechnical Commission define a data breach as a compromise of security that leads to the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of or access to protected data transmitted, stored or otherwise processed.

To view full article, visit

- Nov 13, 2017

There’s just nothing quite like Thanksgiving weekend: a morning prepping turkey and learning Grandma’s famous roll recipe, parades and football on the TV, dinner that tastes of nostalgia, long afternoon naps and . . . mad dashes to the mall.

This year try something a little different: Enjoy spending more time with one another while spending less money. We’ll help you! Check out our tips below.

To view the full article, visit

- Nov 07, 2017

An individual retirement account (IRA) is a type of savings vehicle that gives people tax breaks for investing money for retirement. Thanks to those tax incentives, more of the dollars you save end up in your pocket — now, and in the future.

To understand how IRAs work, you can start at the top or jump directly to one of the options on the left.

To view the full article, visit

- Oct 30, 2017

If you've yet to save your first $1,000, take comfort in the fact that you're in good company. An estimated 69% of Americans have less than $1,000 in a savings account, and 34% have absolutely no savings at all.

Whether your lack of savings stems from too many bills or not enough self control, here are five tips to help you finally hit that goal.

To view the full article, visit

- Oct 24, 2017

When it comes to food, you might feel like you have two choices: you can eat foods that are inexpensive or you can eat foods that are healthy. You can save money or you can watch your waistline. You can eat like a pauper and live like a king, or you can eat like a king and live like a pauper.

Did you know you don’t have to choose? With a little extra know-how, you can eat a healthy diet on a budget!

To view the full article, visit

- Oct 18, 2017

Pop quiz: What’s the difference between a credit card and a debit card? Why is it important to have access to credit? How do credit cards work?

Don’t panic if you don’t know the answers to these questions off the top of your head. The Nerds are here to introduce you to the basics of paying with plastic — and help you get started on identifying the right kind of card for you.

To view the full article, visit

- Oct 11, 2017

NRF has been conducting its annual Halloween survey since 2003 to see how Americans will celebrate the fright and delight of this beloved autumn holiday. Check out some statistics on what's expected for Halloween 2017.

To view the full article, visit

- Oct 03, 2017

Need to fill out the 2018–19 Free Application for Federal Student Aid (FAFSA) form but don’t know where to start? I’m here to help. Let’s walk through the process step by step.

To view the full article, visit

- Sep 26, 2017

Money has been found to be a leading cause of relationship stress, according to a SunTrust Bank Study. Money is said to cause more relationship problems than even annoying habits, with 35% of survey respondents citing financial issues as the primary reason for friction with their spouses. Other studies have also shown that financial arguments early in a relationship can be a key predictor of divorce.

To view full article, visit

- Sep 19, 2017

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.

Here are the facts, according to Equifax.

To view the full article, visit

- Sep 12, 2017

Being able to consistently contribute enough to your retirement savings accounts is the single most important aspect of any retirement plan, but it's also by far the most challenging. So finding a way to make regular, adequate contributions easier is really the key to a successful retirement. And the best way to accomplish this is by having a written financial plan.

To view full article, visit

- Sep 04, 2017

If you’ve been to college or have recently graduated, chances are you have a student loan. About 43.3 million people have student loans, and 90% of borrowers take out a Federal student loan, according to the US Department of Education. But federal loans don’t always cover all of your college costs, and more borrowers are turning to private loans; according to a new study by LendEDU, 1.4 million people currently have a private loan to pay for college costs.

Experts recommend using Federal loans, financial aid, and scholarships before taking out a private student loan. Understanding the main differences between your loan options will help you determine the best way to fund your education.

To view full article, visit

- Aug 08, 2017

Many families will soon be engaged in a not-so-pleasant late-summer ritual: writing college tuition checks or filling out student-loan paperwork. As you send off your hard-earned money you might want to find out what your child’s—or your own—school is doing to improve student financial knowledge. Are they going to be prepared to pay their average $34,000 in student loan debt and manage the rest of their financial lives effectively?

To view full article, visit

- Aug 07, 2017

If you want to rein in your spending, there's a way to make the process easier: Check your values.

"For a lot of people, there's a disconnect between what they say is important and how they're spending their money," said certified financial planner Tammy Wener, co-founder of RW Financial Planning.

To view full article, visit

- Jul 27, 2017

“I do.”

Those two little words signify big changes — a longtime commitment and the beginning of a new phase as two people merge their lives.

But when you add student loans to the mix, things can get more complicated.

To view full article, visit

- Jul 21, 2017

There are a few crucial keys to making a good start on personal finances in college.

To create a sustainable money management plan for personal finances students can  utilize professional advising on campus, online resources or contact local financial advisors. The services provided by the university on campus and personal finance planners online or in phone applications can expand students’ abilities for maintaining proper spending habits.

To view full article, visit

- Jul 12, 2017

All parents hope their children will grow up to become independent, financially savvy adults.

Fortunately, there are things you can do now to teach your children to handle money the right way. With any luck, your lessons will work so well that Junior will become rich enough to take care of you in your old age.

To view full article, visit

- Jul 06, 2017

A 2014 Federal Reserve survey shows that only 53% of people say they can cover a $400 emergency without borrowing money or selling something. It would be weird to think the only way to pay for a new alternator is to sell your couch or get a loan from your parents!

It’s better—tons better, believe us—to have an emergency fund for expenses that hit you out of left field. Increasing the buffer between you and those “Why me?” expenses that pop up will relieve some of the stress that comes with an unexpected emergency.

Here’s how to budget your way to an emergency fund without selling a thing or borrowing a dime.

To view the full article, visit

- Jun 30, 2017

Let’s take a minute to think about the world we live in. 

We can order coffee from our phones without ever waiting in a line. We can stream just about any television show or movie we want without watching the commercials. And we can buy everything from makeup to furniture and have it delivered to our front door in less than two days. 

We’ve gotten pretty great at getting what we want, when we want it. 

You can do the same thing with your money, if you plan for your purchases.

To view the full article, visit

- Jun 26, 2017

As a 24-year-old who has just started out in the professional world, I know how hard it can be to get your life together. You're supposed to find a job, live on your own, cook for yourself, and find the time to exercise, which, unfortunately, I don't think includes walking to the kitchen for snack breaks in between TV episodes. When you have so much going on — especially when you're on a budget — one thing that some people dread is grocery shopping. I personally love it, but it took a little practice to figure out a routine and a grocery list that worked for me. As someone who loves to cook, there are certain things I like to have on hand all the time. These are 14 budget-approved staples I always have stocked in my kitchen.

To view the full article, visit

- Jun 19, 2017

Congratulations, recent college graduate. Welcome to the world outside of academia, which as you'll soon find out (if you haven't already) primarily runs on money.

If you've got some at the end of the month, you're winning. If your wallet or pocketbook is empty before you turn the calendar ... well, that's a problem you can't allow to persist.

The good news is, a lack of cash doesn't have to be a problem for anyone, regardless of income, with some attentive planning.

Here are some important tips for the young man or woman who's just now out on his or her own after graduation, paying the bills and figuring out how to stretch every dollar as much as possible. Note: These budgeting tips appear in order of importance.

To view the full article, visit

- Jun 16, 2017

WASHINGTON – The Internal Revenue Service today warned people to beware of a new scam linked to the Electronic Federal Tax Payment System (EFTPS), where fraudsters call to demand an immediate tax payment through a prepaid debit card. This scam is being reported across the country, so taxpayers should be alert to the details.

To view the full article, visit

- Jun 06, 2017

Millennials often get a bad rap when it comes to financial responsibility. But it turns out those stereotypes may be off base. Millennials are saving more money than any other generation, according to a new study by Bank of America and Merrill Edge. But it’s what they’re saving for that really sets them apart from older generations.

To view the full article, visit

- Jun 01, 2017

As a handful of everyday people have shown us, retiring early is more than possible. That is, if you're willing to make a few sacrifices.

To give you an idea of just what it takes to retire before 40, CNBC turned to those who have done it.

Here are eight things early retirees, and soon-to-be early retirees, have given up.

To view the full article, visit

- May 22, 2017

When it comes down to its success in managing personal finances is pretty simple: Spend less than you earn over a long period of time and invest the difference.

Said another way, they boil down to E-S-I. If this is the heart of your financial plan, it's likely that you'll be prosperous.

That said, there is one other thing you'll need to do -- you must avoid the financial pitfalls that can significantly derail your finances. I call these the worst money moves anyone can make.

I'm listing them below in countdown fashion along with some suggestions for avoiding them.

Here are the top ten:

To view the full article, visit

- May 22, 2017

Saving your money is key to retiring early, but it's not the only thing that will get you there.

In fact, for many people seeking financial independence - and those who have achieved it - it's often a mindset shift that does the trick.

Below, we highlight some of the best advice early retirees have shared with us, beyond the most fundamental tip, which is to save early and save often.

To view the full article, visit

- May 11, 2017

With tuition rates and other college costs rising every year, many parents struggle to finance their children’s college education. As a result, many students take on debt or forgo post-secondary education altogether. For advice on how to afford college and insight on the impact of student loans on the economy, we asked a panel of experts to share their thoughts on the following key questions:
  • What are the most common mistakes people make when financing their post-secondary education?
  • What should people consider when applying for student loans?
  • What steps should someone take if they find they cannot afford their student-loan payments?
  • What impact, if any, does the large and growing amount of outstanding student-loan debt have on the economy as a whole?
To view the full article, visit

- May 10, 2017

College is an amazing place – it’s when we get to expand our minds, pursue different interests and develop skills that will prepare you for a career of your choosing. But what it doesn’t necessarily prepare you for is real “adulting”.

After college, barring grad school, students will enter the working sphere and become full members of society. Meaning, you now have to pay taxes, make your own money, make decisions about credit cards, budgets, investments and more. These skills are essential to function through adulthood, but are rarely taught in college. Instead, these skills are often learned under a pressure-filled period of time when former students are transitioning into the real world.

To view the full article, visit

- May 05, 2017

It's everybody's favorite daydream: coming into unexpected money and squandering it all away on fun. It's one reason why the lottery is so popular. But, what would the average American do with a small but solid pot of extra money? Would they indulge themselves with travel to an exotic island or invest it?

In a survey of 1,013 people, GOBankingRates asked "If you were to unexpectedly receive $10,000, how would you invest it?" Each survey respondent could select one of the following answers:

To view the full article, visit

- May 02, 2017

Welcome to the second of a six-part collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody! Last time we talked about my top ten tips for making healthy groceries budget-friendly. Today we are going to take that a step further with a full, healthy week-long meal plan!

To view full article, visit

- May 02, 2017

According to self-made millionaire David Bach, getting rich boils down to paying yourself first.

More specifically, he advises you save the equivalent of one hour's worth of income each day, he writes in "The Automatic Millionaire": "If you're not saving that much of your income right now, you are working too much for others and not enough for yourself."

To view full article, visit

- Apr 17, 2017

Budgeting for a trip seems easy, right? You just need to save a bunch of money and divide it into 3: food, flights and hotels. But what about those cool activities you want to try or figuring out how to get from A to B? There are a lot of little incidentals that go into budgeting for your vacation and it can be incredibly overwhelming. With this guide, you won’t miss a single detail!

To view the full article, visit

- Mar 31, 2017

With the 2017 tax season underway, the IRS reminds seniors to remain alert to aggressive and threatening phone calls by criminals impersonating IRS agents. The callers claim to be IRS employees, but are not.

To view full article, visit

- Mar 24, 2017

When it comes to buying a home, people have strong opinions: One camp says not prioritizing homeownership is "the single biggest mistake millennials are making," while the other says houses are "traps that prevent people from ever having enough."

Real estate mogul and host of CNBC's "The Deed" Sidney Torres offers young people a third way.

To view full article, visit

- Mar 24, 2017

Congrats. You’ve just scored a great job! And you’re earning a steady paycheck—finally.


It’s never too early to plan for your retirement.

Think of your retirement accounts as rewarding yourself for being patient. Persistence pays off! The earlier you invest the easier retirement will be.

To view full article, visit

- Mar 20, 2017

You want to eat better, but you’re worried about what it’ll do to your wallet.
So just how much does a healthy diet cost, anyway?
Good news: The answer may be “not that much.”

To read more, visit

- Mar 10, 2017

March is the perfect month to do some financial spring cleaning.

You're already going through your financial documents for tax reasons. So now is a good time to review your entire financial situation and make some smart decisions about what to do next.

Here's what you should have on your financial to-do list.

To view full article and videos visit,

- Mar 08, 2017

Think achieving financial independence is just a pipe dream? It doesn't have to be as long as you have an action plan and some patience. The Mad Fientist offers some steps to help you achieve financial independence.

To view the video visit,

- Mar 06, 2017

Social Security provides critical benefits to countless seniors and disabled Americans, but despite the program's long-term standing, there has been talk in recent years of it running out of money. In fact, in a 2016 Transamerica survey, 77% of workers said they're worried about Social Security going bankrupt by the time they're set to retire.

But while the program isn't going broke (or going away), it does have its share of money problems -- not the least of which is the $1 billion it just lost to incorrect payments. A recent audit of the Social Security Administration confirmed that over the past decade, the agency paid $1 billion in benefits to recipients without valid Social Security numbers. Specifically, over 22,000 individuals received money they shouldn't have from the agency. Ouch.

To view full article, visit

- Mar 01, 2017

My system is a seemingly well-oiled machine: At the end of the day, I cover my expenses and set aside enough to hit my savings goals. So I've never thought much about trimming my spending … until Cash Diet, that is.

Turns out going cash only makes a huge difference.

To view full article visit,

- Feb 24, 2017

Budgets may not be as mandatory as they sometimes seem.

To reach your savings goals, you don't necessarily have to create a highly-detailed budget that allocates money for categories like clothes, coffee and bars. In fact, as long as you establish how much you need to save each month for retirement and other major purchases, and you actually set that amount aside, you don't have to budget at all.

To view the full article visit,

- Feb 24, 2017

I've never been a big spender, mainly because I've never had a ton of extra cash. But I'm not really a saver either: By the end of each month, I don't have much left over, thanks to the times I eat meals out or make purchases I don't necessarily need, like skincare products or clothing.

My coworker Kathleen Elkins is an extreme saver who has been living in NYC on only $60 a week for the show "Cash Diet." I've been editing the show, and watching footage of Kathleen not spending has changed the way I think about my own relationship with money.

Thanks to her tips, I've changed my behavior and already saved about $400.

To view full article visit,

- Feb 17, 2017

Money is not on the list of romantic topics. But it is the leading cause of stress in a relationship. So if you’re interested in lasting longer than the star cross’d pair, there are some basic money talks we recommend having with your partner as you move through different life stages together. These can be uncomfortable conversations, but being open and honest about money is a key to a happy successful partnership.

To view the full article, visit

- Feb 10, 2017

Financial blogger Matt and his fiancee managed to save more than $50,000 in 2016.

But the Chicago-based couple hasn't always been money savvy. Up until 2014, when they decided to get serious about their finances, they were buried in student loans and living paycheck to paycheck.

They upped their savings through various strategies , but if they were to pinpoint the most effective one, it would be to live big in a tiny home.

To view the full article, visit 

- Feb 08, 2017

Whether you're focused on building wealth, planning for retirement or budgeting for the here and now, it's important to know your deal breakers when it comes to money challenges in your relationship. Ignoring small annoyances, such as a partner who has a penchant for impulse purchases, can fester beneath the surface and eventually cause quite a bit of tension.

But, is it a reason for breaking up with someone you love?

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- Feb 06, 2017

Wealthy people usually aren't born that way. Most spend their lives amassing their fortunes by working hard, spending little, saving a lot and investing wisely. It may sound like a simple strategy, but the fact that the vast majority of Americans fall short of millionaire status proves that it's easier said than done.

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- Feb 01, 2017

"I tell my wife, as I shave in the morning, I say, 'Either $2.61, $2.95, or $3.17.' And she puts that amount in the little cup by me here [in the car]," he explains in HBO's documentary, "Becoming Warren Buffett," which debuted Monday.

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- Jan 27, 2017

If you and your significant other argue about money, you're not alone. Roughly 31 percent of couples argue about finances at least once a month, whether it's about big purchases, spending habits or investment decisions, according to a 2016 study from Ameriprise Financial.

And your relationship isn't the only thing that suffers if you let money problems get the best of you. A 2015 cooperative study by North Carolina State University and College of Charleston reveals that couples who let money issues become all-consuming also suffer long-term financial difficulties. Clearly, it's important to talk about money, but many couples don't know where to start the conversation.

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- Jan 20, 2017

Before you enter into the world of joint credit, it pays to know a little more about what goes on behind the scenes, from how potential lenders view the debt to who is ultimately responsible for paying it -- and how it impacts your credit score. As with marriage, a lot depends on who you choose as a partner.

So before you fill out that next credit application, here are six things you should know about joint credit:

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- Jan 19, 2017

Whether it's paying a late fee or snagging a candy bar while waiting in the checkout line, it's all too easy to spend mindlessly and waste money. But that cash could be directed toward your savings goals or growing substantially in a retirement account .

"We all have room to set aside a little money for our future," certified financial planner Carrie Schwab-Pomerantz tells CNBC . "A good habit to develop in 2017 is to take on a more mindful approach to spending."

Step one is to identify where you're wasting money. Do any of these purchases sound familiar?

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- Jan 03, 2017

This is the time of year when people make resolutions for things they want to do in 2017. Typically it involves a new gym membership, but let’s be real: we’re not going to the gym 4 days a week. Instead, here at Yahoo Finance we want to urge you to focus on something more important — your money!

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- Jan 03, 2017

Earning a college degree or credential is one of the best investments students can make for themselves and their families. Each year, millions of students enter college, and many of those students receive Federal Pell Grants, Direct Loans, and other federal financial aid that helps make their educational aspirations a reality. Yet many students lack timely and relevant information about financial aid to guide their borrowing decisions each year; and too many leave college with debt but no degree, significantly increasing their risk of defaulting on their student loans. Loan counseling can provide students with critical information about their rights and responsibilities as borrowers and help them to better understand options for managing repayment after they leave school. Unfortunately, there is limited information about what works in loan counseling and its effects among different groups of students.

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- Dec 14, 2016

More and more lucky workers have the opportunity to really brighten their financial pictures in 2016: They're getting year-end bonuses.

Three-quarters of companies plan to give employees a cash bonus this year, up from 67 percent last year, according to a report from staffing firm Accounting Principals.

While it may be tempting to treat yourself and blow it all on something fun, you can use the extra income in better ways to maximize the value of your bonus.

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- Dec 14, 2016

Thinking about putting a set of car keys under the tree this year? Consider a used car. It might not have the same cache on Christmas morning, but it's a much smarter financial move.

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- Dec 13, 2016

"Often, clients will look at the total owed and focus only on that instead of looking at interest rates on the different debts and seeing how fast it's going to grow if you don't get ahead of it," Genkin said.

Because credit card debt typically comes with the highest interest rates among debt types, it tops advisors' hit list.

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- Dec 12, 2016

It happens every December: You tell yourself you’re not going to let the holiday shopping season spiral out of control. You’ve got your gift list set and know which sales you’re going to jump on. What can go wrong—right?

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- Nov 29, 2016

When it comes to saving money, Americans are falling short. According to a 2016 GOBankingRates survey, 69% of Americans have less than $1,000 in their savings accounts and 34% have no savings at all.

Millennials are no exception.

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- Nov 18, 2016

If someone is using your personal or financial information to make purchases, get benefits, file taxes, or commit fraud, that's identity theft. This booklet can guide you through the recovery process.

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- Nov 16, 2016

From presents to parties to poinsettia, researchers at Magnify Money, a personal finance website, found that Americans with debt sank an additional $986 in credit card debt over the holidays last year.

This holiday season consumers seemed poised for yet another shopping spree. The National Retail Federation estimates retail sales in November and December will jump 3.6% to $656 billion.

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- Oct 28, 2016

Getting married or moving in with your partner inevitably changes things — your finances included.

Learning to manage your money together does not have to be overwhelming. It’s something any couple can do, as long as you put in the work. “If the two of you don’t make your finances a priority, they won’t be one,” writes self-made millionaire and financial adviser David Bach in his book, “Smart Couples Finish Rich.”

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- Oct 25, 2016

Much like your physical health, your financial health needs a check-up every once in a while. Here at Personal Capital we’re announcing a 30-Day Money Cleanse.  

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- Oct 03, 2016

While most have their first experiences with managing personal finances as a young adult, Texas A&M AgriLife Extension Service Family Economic Specialist Nancy Granovsky believes early experiences can help build better habits in adults.

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- Sep 29, 2016

Bulking up your savings is difficult. Between paying down debt, staying on top of bills, and keeping up with daily expenses, it's hard to resist the temptation to dip into that emergency fund when something comes up — even if it's not technically an emergency.

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- Sep 29, 2016

Negative interest rates are spreading like a virus. Central banks in the Eurozone, Switzerland, Sweden, and Japan all have below-zero policy rates. “NIRP,” as economists call a negative interest rate policy, is a desperation move—but the only move those central banks have.

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- Sep 27, 2016

He didn't begin paying down his tab immediately, but he made up lost ground by buckling down and contributing 75% of his paycheck toward his loans starting in August 2012. Eighteen months after his initial payment, the high school band director was completely debt-free.

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- Sep 08, 2016

There’s a common saying that in life, you must lose something in order to gain something else. And I guess there is some truth to the statement.

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- Sep 01, 2016

Government-backed student debt is big business: About one in six U.S. adults has a student loan owned or guaranteed by taxpayers, and the feds pay their contracted loan servicers and debt collectors close to $2 billion annually to counsel borrowers on their repayment options and collect monthly payments on nearly $1.3 trillion of federal student debt.

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- Sep 01, 2016

Mortgage rates in the United States are near historic lows, thanks in part to Britain's decision to leave the European Union. The Brexit has led to increased global economic uncertainty and many investors, seeking safer investments, have moved their money into U.S. Treasury bonds. As demand for those bonds rises, their interest rates drop. Since U.S. mortgage rates typically reflect those trends, they too are coming down. 

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- Aug 16, 2016

Budgets are more than just paying your bills on time—a budget is also about determining how much you should be spending, and on what. The 50/20/30 rule, also called the 50/30/20 budget, is a proportional guideline that can help you keep your spending in alignment with your savings goals.

For more information regarding the 50/20/30 rule visit,

- Aug 16, 2016

Is a college degree worth the cost?  A degree from Texas A&M is. The metrics are undeniable — Texas A&M is unique in delivering a transformational, world-class education that remains affordable, accessible and achievable.

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- Aug 16, 2016

Students in a four-year program who take six years to graduate can expect to lose as much as $300,000, according to a new study from using National Association of Colleges and Employers data. That's not just extra tuition and mounting student loan interest, it's also the lost value of retirement savings and wages from two extra years out of the workforce.

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