As the cost of attending college continues to rise, it’s becoming even more important that students take full advantage of all of the financial options available to them to pay for college. Financial aid, scholarships, veterans’ education benefits, exemptions and waivers, fellowships and assistantships, and employment are just a few of the options available.
It’s not uncommon for students to take advantage of the options listed below to pay for college; in fact, it’s the norm. Each year, around 72% of students at Texas A&M receive some form of financial assistance through the awarding of scholarships, grants, loans, waivers, work-study, and on-campus student employment. These awards total approximately $734 million! Don’t miss out on these funding opportunities; doing so could negatively impact your finances for years to come.
Financial Aid- Financial Aid is federal, state, and institutional grants, loans, and work study funds.
Grants – Free money which you are not required to repay. Typically requires financial need.
– Self-help aid which must be repaid once you become enrolled less than half-time or graduate.
– Self-help aid which is used to pay for a portion of the wages earned by work study eligible student employees.
In some cases, financial aid is awarded on a first-come, first-served basis, so apply early by submitting your Free Application for Federal Student Aid (FAFSA) on fafsa.gov
. Do not forget to re-apply every year!
Information regarding how to apply for financial aid, how aid eligibility is determined, and other useful financial aid resources for undergraduate, graduate, professional, and international students can be found on financialaid.tamu.edu
Need a loan to pay for educational expenses not covered by free financial aid? Review the Student Loans Money Tips page to learn about different types of loans, applying for loans, loan repayment, and more.
Scholarships are great sources of funding for higher education and are available through Texas A&M; local, regional, state, and national organizations; businesses; and more.
Scholarships may be awarded on the basis of:
- Academic Merit
- Financial Need
- Membership in a particular group or organization
- Leadership and participation
- All or any combination of the above
Texas A&M and other outside donors require separate scholarship applications. It’s in your best interest to submit as many scholarship applications as possible each year (not just for your first year at Texas A&M).
Non-resident students who are awarded a competitive academic scholarship of at least $4,000 may be eligible to pay tuition at the in-state rate by receiving a Non-Resident Tuition Waiver
Information regarding which scholarships are available, how to apply for scholarships, and other scholarship resources for freshman, continuing, transfer, graduate, professional, and international students can be found on scholarships.tamu.edu
Specific information regarding military scholarships from both Texas A&M and other donors can be found on veterans.tamu.edu.
Veterans’ Education Benefits
The Veteran Services Office (VSO) in the Office of Scholarships & Financial Aid is available to help veterans and their dependents maximize their college funding at Texas A&M University. Thousands of veterans and dependents of veterans currently receive veterans’ education benefits at our institution.
Information regarding available federal and state veterans’ education benefits, how to apply for benefits, and more can be found on veterans.tamu.edu
Military affiliated non-resident students have the possibility of paying tuition at the in-state rate by receiving a non-resident tuition waiver, exemption, or payment
Exemptions and Waivers
Exemptions and waivers are available which may exempt or waive either a portion or all of a student’s tuition and fees. Information regarding available exemptions and waivers can be found on sbs.tamu.edu
or by contacting Student Business Services directly.
Fellowships and Assistantships
Fellowships are generally merit-based internal or external awards to support a student in a full-time course of study. Fellowships are available to Graduate Students through academic departments and colleges, and the Office of Graduate and Professional Studies. Students holding fellowships are not typically required to perform any services. Non-resident recipients of competitive fellowships of at least $1,000 may be eligible to pay tuition and fees at the in-state rate. Fellowship packages vary from $1,000 to over $30,000 and some include funds for health insurance and tuition and fees.
Assistantships are appointments for teaching, research, and non-teaching activities which are available to Graduate Students through academic departments and colleges, along with agencies and administrative offices. Most of these positions require service of 20 hours per week. Students serving in these roles may be eligible for insurance benefits and non-resident recipients may be eligible to pay tuition and fees at the in-state rate.
Students pursuing graduate and professional degrees may obtain information on Fellowships and Assistantships from the graduate advisor in their academic department or the Office of Graduate and Professional Studies (OGAPS). OGAPS also offers additional information regarding funding opportunities for Graduate Students on ogaps.tamu.edu
The Student Employment Office (SEO) is designed to help students pursue their educational goals by providing employment resources and professional development opportunities. In addition, the SEO maintains an online job database, manages work study programs, and offers professional development workshops for students and supervisors.
Students seeking employment can log onto jobsforaggies.tamu.edu
. The SEO posts both on-campus and off-campus jobs on this website, which also offers listings for work study, graduate assistantships, and regular part-time positions. Positions posted on jobsforaggies.tamu.edu
are available on a first-come, first-served basis. You may also seek employment on your own by visiting offices, departments, and other organizations of your choice. In either case, you are responsible for making interview arrangements, salary agreements, and scheduling working hours.
Information regarding the different types of employment, getting hired, online workshops, and in-person workshops can be found on jobsforaggies.tamu.edu