News

- Sep 19, 2017

If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major credit reporting agencies.

Here are the facts, according to Equifax.

To view the full article, visit https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do



- Sep 12, 2017

Being able to consistently contribute enough to your retirement savings accounts is the single most important aspect of any retirement plan, but it's also by far the most challenging. So finding a way to make regular, adequate contributions easier is really the key to a successful retirement. And the best way to accomplish this is by having a written financial plan.

To view full article, visit http://money.cnn.com/2017/09/08/retirement/retirement-savings/index.html?iid=SF_LN.



- Sep 04, 2017

If you’ve been to college or have recently graduated, chances are you have a student loan. About 43.3 million people have student loans, and 90% of borrowers take out a Federal student loan, according to the US Department of Education. But federal loans don’t always cover all of your college costs, and more borrowers are turning to private loans; according to a new study by LendEDU, 1.4 million people currently have a private loan to pay for college costs.

Experts recommend using Federal loans, financial aid, and scholarships before taking out a private student loan. Understanding the main differences between your loan options will help you determine the best way to fund your education.

To view full article, visit https://finance.yahoo.com/news/5-major-differences-federal-private-student-loans-153948663.html



- Aug 22, 2017

You may not think of your 20s as a time to get serious about finances. After all, your 20s are when you're first starting out in your career, and you probably won't be earning nearly the same salary as when you're older.

To view full article, visit money.cnn.com/2017/08/15/pf/money-moves-20s/index.html?iid=SF_LN



- Aug 08, 2017

Many families will soon be engaged in a not-so-pleasant late-summer ritual: writing college tuition checks or filling out student-loan paperwork. As you send off your hard-earned money you might want to find out what your child’s—or your own—school is doing to improve student financial knowledge. Are they going to be prepared to pay their average $34,000 in student loan debt and manage the rest of their financial lives effectively?

To view full article, visit blogs.wsj.com/experts/2017/08/06/how-to-help-colleges-teach-financial-literacy/



- Aug 07, 2017

If you want to rein in your spending, there's a way to make the process easier: Check your values.

"For a lot of people, there's a disconnect between what they say is important and how they're spending their money," said certified financial planner Tammy Wener, co-founder of RW Financial Planning.

To view full article, visit cnbc.com/2017/07/25/how-to-cut-your-spending-and-feel-good-about-it.html




- Jul 27, 2017

“I do.”

Those two little words signify big changes — a longtime commitment and the beginning of a new phase as two people merge their lives.

But when you add student loans to the mix, things can get more complicated.

To view full article, visit college.usatoday.com/2017/07/25/student-loans-marriage-what-to-know




- Jul 21, 2017

There are a few crucial keys to making a good start on personal finances in college.

To create a sustainable money management plan for personal finances students can  utilize professional advising on campus, online resources or contact local financial advisors. The services provided by the university on campus and personal finance planners online or in phone applications can expand students’ abilities for maintaining proper spending habits.

To view full article, visit thebatt.com/life-arts/capitalizing-on-your-capital/article_fc095220-6c3c-11e7-b498-4fa63b95b7a9.html




- Jul 12, 2017

All parents hope their children will grow up to become independent, financially savvy adults.

Fortunately, there are things you can do now to teach your children to handle money the right way. With any luck, your lessons will work so well that Junior will become rich enough to take care of you in your old age.

To view full article, visit msn.com/en-us/money/personalfinance/5-lessons-that-turn-kids-into-money-savvy-adults/ar-BBD5rv1
 



- Jul 06, 2017

A 2014 Federal Reserve survey shows that only 53% of people say they can cover a $400 emergency without borrowing money or selling something. It would be weird to think the only way to pay for a new alternator is to sell your couch or get a loan from your parents!

It’s better—tons better, believe us—to have an emergency fund for expenses that hit you out of left field. Increasing the buffer between you and those “Why me?” expenses that pop up will relieve some of the stress that comes with an unexpected emergency.

Here’s how to budget your way to an emergency fund without selling a thing or borrowing a dime.

To view the full article, visit https://www.everydollar.com/blog/5-easy-budget-tips-to-save-money-for-emergencies.



- Jun 30, 2017

Let’s take a minute to think about the world we live in. 

We can order coffee from our phones without ever waiting in a line. We can stream just about any television show or movie we want without watching the commercials. And we can buy everything from makeup to furniture and have it delivered to our front door in less than two days. 

We’ve gotten pretty great at getting what we want, when we want it. 

You can do the same thing with your money, if you plan for your purchases.

To view the full article, visit https://www.everydollar.com/blog/4-steps-to-save-more-than-ever-before



- Jun 26, 2017

As a 24-year-old who has just started out in the professional world, I know how hard it can be to get your life together. You're supposed to find a job, live on your own, cook for yourself, and find the time to exercise, which, unfortunately, I don't think includes walking to the kitchen for snack breaks in between TV episodes. When you have so much going on — especially when you're on a budget — one thing that some people dread is grocery shopping. I personally love it, but it took a little practice to figure out a routine and a grocery list that worked for me. As someone who loves to cook, there are certain things I like to have on hand all the time. These are 14 budget-approved staples I always have stocked in my kitchen.

To view the full article, visit https://www.popsugar.com/food/Best-Grocery-List-Someone-Budget-37283083.



- Jun 19, 2017

Congratulations, recent college graduate. Welcome to the world outside of academia, which as you'll soon find out (if you haven't already) primarily runs on money.

If you've got some at the end of the month, you're winning. If your wallet or pocketbook is empty before you turn the calendar ... well, that's a problem you can't allow to persist.

The good news is, a lack of cash doesn't have to be a problem for anyone, regardless of income, with some attentive planning.

Here are some important tips for the young man or woman who's just now out on his or her own after graduation, paying the bills and figuring out how to stretch every dollar as much as possible. Note: These budgeting tips appear in order of importance.

To view the full article, visit www.msn.com/en-us/money/personalfinance/5-budgeting-tips-that-will-help-you-survive-after-graduation/ss-BBCfF0v#image=1.



- Jun 16, 2017

WASHINGTON – The Internal Revenue Service today warned people to beware of a new scam linked to the Electronic Federal Tax Payment System (EFTPS), where fraudsters call to demand an immediate tax payment through a prepaid debit card. This scam is being reported across the country, so taxpayers should be alert to the details.

To view the full article, visit https://www.irs.gov/uac/newsroom/irs-warns-of-new-phone-scam-involving-bogus-certified-letters-reminds-people-to-remain-vigilant-against-scams-schemes-this-summer.



- Jun 12, 2017

If you just graduated, congrats! You’ve officially made it to the “real world” everyone’s always talking about. And that means you suddenly have a lot more responsibility. You may be looking for your first job, moving back in with your parents or starting off in a new place on your own. It’s a lot to take on, but don’t let your finances fall to the bottom of your priority list.

Here are five money mistakes to avoid when you’re first starting out.

To view the full article, visit https://finance.yahoo.com/news/5-biggest-money-mistakes-new-grads-make-194757801.html



- Jun 06, 2017

Millennials often get a bad rap when it comes to financial responsibility. But it turns out those stereotypes may be off base. Millennials are saving more money than any other generation, according to a new study by Bank of America and Merrill Edge. But it’s what they’re saving for that really sets them apart from older generations.

To view the full article, visit https://finance.yahoo.com/news/millennials-saving-financial-freedom-not-retirement-195619131.html



- Jun 01, 2017

As a handful of everyday people have shown us, retiring early is more than possible. That is, if you're willing to make a few sacrifices.

To give you an idea of just what it takes to retire before 40, CNBC turned to those who have done it.

Here are eight things early retirees, and soon-to-be early retirees, have given up.

To view the full article, visit https://finance.yahoo.com/news/8-things-retire-40-real-132026063.html.



- May 22, 2017

When it comes down to its success in managing personal finances is pretty simple: Spend less than you earn over a long period of time and invest the difference.

Said another way, they boil down to E-S-I. If this is the heart of your financial plan, it's likely that you'll be prosperous.

That said, there is one other thing you'll need to do -- you must avoid the financial pitfalls that can significantly derail your finances. I call these the worst money moves anyone can make.

I'm listing them below in countdown fashion along with some suggestions for avoiding them.

Here are the top ten:

To view the full article, visit http://www.msn.com/en-us/money/personalfinance/i-retired-at-52-with-a-dollar3-million-net-worth-here-are-the-10-worst-money-mistakes-anyone-can-make/ar-BBBdZ6G?li=BBnb7Kz.



- May 22, 2017

Saving your money is key to retiring early, but it's not the only thing that will get you there.

In fact, for many people seeking financial independence - and those who have achieved it - it's often a mindset shift that does the trick.

Below, we highlight some of the best advice early retirees have shared with us, beyond the most fundamental tip, which is to save early and save often.

To view the full article, visit http://www.msn.com/en-us/money/retirement/if-you-want-to-retire-early-follow-these-6-savings-life-hacks-from-people-who-actually-did/ss-BBAoHD7?ocid=iehp#image=1.



- May 11, 2017

With tuition rates and other college costs rising every year, many parents struggle to finance their children’s college education. As a result, many students take on debt or forgo post-secondary education altogether. For advice on how to afford college and insight on the impact of student loans on the economy, we asked a panel of experts to share their thoughts on the following key questions:
  • What are the most common mistakes people make when financing their post-secondary education?
  • What should people consider when applying for student loans?
  • What steps should someone take if they find they cannot afford their student-loan payments?
  • What impact, if any, does the large and growing amount of outstanding student-loan debt have on the economy as a whole?
To view the full article, visit https://wallethub.com/student-loan-calculator/#nick-kilmer.



- May 10, 2017

College is an amazing place – it’s when we get to expand our minds, pursue different interests and develop skills that will prepare you for a career of your choosing. But what it doesn’t necessarily prepare you for is real “adulting”.

After college, barring grad school, students will enter the working sphere and become full members of society. Meaning, you now have to pay taxes, make your own money, make decisions about credit cards, budgets, investments and more. These skills are essential to function through adulthood, but are rarely taught in college. Instead, these skills are often learned under a pressure-filled period of time when former students are transitioning into the real world.

To view the full article, visit https://blog.mint.com/student-finances/connor-sweets-college-blog-050817/.



- May 05, 2017

It's everybody's favorite daydream: coming into unexpected money and squandering it all away on fun. It's one reason why the lottery is so popular. But, what would the average American do with a small but solid pot of extra money? Would they indulge themselves with travel to an exotic island or invest it?

In a survey of 1,013 people, GOBankingRates asked "If you were to unexpectedly receive $10,000, how would you invest it?" Each survey respondent could select one of the following answers:

To view the full article, visit http://www.msn.com/en-us/money/personalfinance/you-wont-believe-what-40-percent-of-americans-would-do-with-dollar10000/ar-BBAzzJE#page=1



- May 02, 2017

Welcome to the second of a six-part collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody! Last time we talked about my top ten tips for making healthy groceries budget-friendly. Today we are going to take that a step further with a full, healthy week-long meal plan!

To view full article, visit blog.mint.com/food-budgets/a-health-centric-7-day-meal-plan-that-wont-break-the-bank-042117/



- May 02, 2017

According to self-made millionaire David Bach, getting rich boils down to paying yourself first.

More specifically, he advises you save the equivalent of one hour's worth of income each day, he writes in "The Automatic Millionaire": "If you're not saving that much of your income right now, you are working too much for others and not enough for yourself."

To view full article, visit cnbc.com/2017/01/11/self-made-millionaire-follow-this-one-simple-formula-to-get-rich.html



- Apr 17, 2017

Budgeting for a trip seems easy, right? You just need to save a bunch of money and divide it into 3: food, flights and hotels. But what about those cool activities you want to try or figuring out how to get from A to B? There are a lot of little incidentals that go into budgeting for your vacation and it can be incredibly overwhelming. With this guide, you won’t miss a single detail!

To view the full article, visit https://blog.mint.com/travel-tips/how-to-create-a-budget-for-a-trip-abroad-033117/



- Mar 31, 2017

With the 2017 tax season underway, the IRS reminds seniors to remain alert to aggressive and threatening phone calls by criminals impersonating IRS agents. The callers claim to be IRS employees, but are not.

To view full article, visit https://www.irs.gov/uac/newsroom/irs-reminds-seniors-to-remain-on-alert-to-phone-scams-during-tax-season.



- Mar 24, 2017

When it comes to buying a home, people have strong opinions: One camp says not prioritizing homeownership is "the single biggest mistake millennials are making," while the other says houses are "traps that prevent people from ever having enough."

Real estate mogul and host of CNBC's "The Deed" Sidney Torres offers young people a third way.

To view full article, visit http://finance.yahoo.com/news/real-estate-mogul-first-time-130155724.html.



- Mar 24, 2017

Congrats. You’ve just scored a great job! And you’re earning a steady paycheck—finally.

But…

It’s never too early to plan for your retirement.

Think of your retirement accounts as rewarding yourself for being patient. Persistence pays off! The earlier you invest the easier retirement will be.

To view full article, visit https://www.yahoo.com/finance/news/two-minute-money-401k-153522029.html.



- Mar 20, 2017

You want to eat better, but you’re worried about what it’ll do to your wallet.
So just how much does a healthy diet cost, anyway?
Good news: The answer may be “not that much.”

To read more, visit rodalesorganiclife.com/food/6-ways-to-eat-healthy-on-a-budget




- Mar 10, 2017

March is the perfect month to do some financial spring cleaning.

You're already going through your financial documents for tax reasons. So now is a good time to review your entire financial situation and make some smart decisions about what to do next.

Here's what you should have on your financial to-do list.

To view full article and videos visit, http://www.msn.com/en-us/money/personalfinance/your-march-financial-to-do-list/ar-AAnFCE3?ocid=iehp%20http://www.msn.com/en-us/money/personalfinance/33-savvy-tips-for-planning-a-wedding-on-a-budget/ss-AAnDGTM?ocid=iehp.



- Mar 08, 2017

Think achieving financial independence is just a pipe dream? It doesn't have to be as long as you have an action plan and some patience. The Mad Fientist offers some steps to help you achieve financial independence.

To view the video visit, http://a.msn.com/00/en-us/AAmAQp7?ocid=se.



- Mar 06, 2017

Social Security provides critical benefits to countless seniors and disabled Americans, but despite the program's long-term standing, there has been talk in recent years of it running out of money. In fact, in a 2016 Transamerica survey, 77% of workers said they're worried about Social Security going bankrupt by the time they're set to retire.

But while the program isn't going broke (or going away), it does have its share of money problems -- not the least of which is the $1 billion it just lost to incorrect payments. A recent audit of the Social Security Administration confirmed that over the past decade, the agency paid $1 billion in benefits to recipients without valid Social Security numbers. Specifically, over 22,000 individuals received money they shouldn't have from the agency. Ouch.

To view full article, visit https://www.fool.com/retirement/2017/02/25/heres-how-social-security-just-lost-1-billion.aspx




- Mar 01, 2017

My system is a seemingly well-oiled machine: At the end of the day, I cover my expenses and set aside enough to hit my savings goals. So I've never thought much about trimming my spending … until Cash Diet, that is.

Turns out going cash only makes a huge difference.

To view full article visit, http://finance.yahoo.com/news/did-cash-diet-8-weeks-183246506.html.



- Feb 24, 2017

Budgets may not be as mandatory as they sometimes seem.

To reach your savings goals, you don't necessarily have to create a highly-detailed budget that allocates money for categories like clothes, coffee and bars. In fact, as long as you establish how much you need to save each month for retirement and other major purchases, and you actually set that amount aside, you don't have to budget at all.

To view the full article visit, https://www.yahoo.com/finance/news/experts-agree-dont-budget-long-192506443.html



- Feb 24, 2017

I've never been a big spender, mainly because I've never had a ton of extra cash. But I'm not really a saver either: By the end of each month, I don't have much left over, thanks to the times I eat meals out or make purchases I don't necessarily need, like skincare products or clothing.

My coworker Kathleen Elkins is an extreme saver who has been living in NYC on only $60 a week for the show "Cash Diet." I've been editing the show, and watching footage of Kathleen not spending has changed the way I think about my own relationship with money.

Thanks to her tips, I've changed my behavior and already saved about $400.

To view full article visit, https://www.yahoo.com/finance/news/coworker-taught-5-ways-better-190914880.html



- Feb 17, 2017

Money is not on the list of romantic topics. But it is the leading cause of stress in a relationship. So if you’re interested in lasting longer than the star cross’d pair, there are some basic money talks we recommend having with your partner as you move through different life stages together. These can be uncomfortable conversations, but being open and honest about money is a key to a happy successful partnership.

To view the full article, visit personalcapital.com.



- Feb 10, 2017

Financial blogger Matt and his fiancee managed to save more than $50,000 in 2016.

But the Chicago-based couple hasn't always been money savvy. Up until 2014, when they decided to get serious about their finances, they were buried in student loans and living paycheck to paycheck.

They upped their savings through various strategies , but if they were to pinpoint the most effective one, it would be to live big in a tiny home.

To view the full article, visit https://www.yahoo.com/news/m/82f10ed3-03ca-39a7-aa9b-8fc7480a7f37/ss_a-couple-that-banked-%2450%2C000.html 



- Feb 08, 2017

Whether you're focused on building wealth, planning for retirement or budgeting for the here and now, it's important to know your deal breakers when it comes to money challenges in your relationship. Ignoring small annoyances, such as a partner who has a penchant for impulse purchases, can fester beneath the surface and eventually cause quite a bit of tension.

But, is it a reason for breaking up with someone you love?

To view full article, visit http://www.msn.com/en-us/money/news/love-over-money-breakups-arent-due-to-money-problems-survey-finds/ar-AAmEO96?ocid=iehp



- Feb 06, 2017

Wealthy people usually aren't born that way. Most spend their lives amassing their fortunes by working hard, spending little, saving a lot and investing wisely. It may sound like a simple strategy, but the fact that the vast majority of Americans fall short of millionaire status proves that it's easier said than done.

To view full article, visit kiplinger.com/slideshow/saving/T047-S001-10-reasons-you-will-never-be-a-millionaire/index.html



- Feb 01, 2017

"I tell my wife, as I shave in the morning, I say, 'Either $2.61, $2.95, or $3.17.' And she puts that amount in the little cup by me here [in the car]," he explains in HBO's documentary, "Becoming Warren Buffett," which debuted Monday.

To view full article, visit yahoo.com/news/m/708e4b8a-295e-3a3b-b87f-f5c24f787896/ss_warren-buffett-eats-the-same.html



- Jan 27, 2017

If you and your significant other argue about money, you're not alone. Roughly 31 percent of couples argue about finances at least once a month, whether it's about big purchases, spending habits or investment decisions, according to a 2016 study from Ameriprise Financial.

And your relationship isn't the only thing that suffers if you let money problems get the best of you. A 2015 cooperative study by North Carolina State University and College of Charleston reveals that couples who let money issues become all-consuming also suffer long-term financial difficulties. Clearly, it's important to talk about money, but many couples don't know where to start the conversation.

To view the full article visit, http://www.msn.com/en-us/money/personalfinance/how-to-talk-to-your-significant-other-about-money/ar-AAmduyl?ocid=iehp&page=8#page=1



- Jan 20, 2017

Before you enter into the world of joint credit, it pays to know a little more about what goes on behind the scenes, from how potential lenders view the debt to who is ultimately responsible for paying it -- and how it impacts your credit score. As with marriage, a lot depends on who you choose as a partner.

So before you fill out that next credit application, here are six things you should know about joint credit:

To view the full article visit, http://www.creditcards.com/credit-card-news/6-secrets-joint-credit-1267.php



- Jan 19, 2017

Whether it's paying a late fee or snagging a candy bar while waiting in the checkout line, it's all too easy to spend mindlessly and waste money. But that cash could be directed toward your savings goals or growing substantially in a retirement account .

"We all have room to set aside a little money for our future," certified financial planner Carrie Schwab-Pomerantz tells CNBC . "A good habit to develop in 2017 is to take on a more mindful approach to spending."

Step one is to identify where you're wasting money. Do any of these purchases sound familiar?

To view the full article visit, http://finance.yahoo.com/news/11-useless-things-stop-wasting-204515196.html?.tsrc=fauxdal



- Jan 03, 2017

This is the time of year when people make resolutions for things they want to do in 2017. Typically it involves a new gym membership, but let’s be real: we’re not going to the gym 4 days a week. Instead, here at Yahoo Finance we want to urge you to focus on something more important — your money!

To view the full article visit, http://finance.yahoo.com/news/5-new-years-financial-resolutions-for-people-under-30-200657242.html.



- Jan 03, 2017

Earning a college degree or credential is one of the best investments students can make for themselves and their families. Each year, millions of students enter college, and many of those students receive Federal Pell Grants, Direct Loans, and other federal financial aid that helps make their educational aspirations a reality. Yet many students lack timely and relevant information about financial aid to guide their borrowing decisions each year; and too many leave college with debt but no degree, significantly increasing their risk of defaulting on their student loans. Loan counseling can provide students with critical information about their rights and responsibilities as borrowers and help them to better understand options for managing repayment after they leave school. Unfortunately, there is limited information about what works in loan counseling and its effects among different groups of students.

To view the full article visit, https://www.ed.gov/news/press-releases/us-department-education-announces-loan-counseling-experiment-and-new-college-completion-toolkit.





- Dec 14, 2016

More and more lucky workers have the opportunity to really brighten their financial pictures in 2016: They're getting year-end bonuses.

Three-quarters of companies plan to give employees a cash bonus this year, up from 67 percent last year, according to a report from staffing firm Accounting Principals.

While it may be tempting to treat yourself and blow it all on something fun, you can use the extra income in better ways to maximize the value of your bonus.

To view the full article visit, http://finance.yahoo.com/news/got-bonus-heres-not-blow-140000879.html.




- Dec 14, 2016

Thinking about putting a set of car keys under the tree this year? Consider a used car. It might not have the same cache on Christmas morning, but it's a much smarter financial move.

To view the full article visit, http://www.cnbc.com/2016/12/09/for-car-buyers-it-pays-to-be-a-scrooge.html?__source=yahoo%7Cfinance%7Cheadline%7Cheadline%7Cstory&par=yahoo&doc=104149333&yptr=yahoo.



- Dec 13, 2016

"Often, clients will look at the total owed and focus only on that instead of looking at interest rates on the different debts and seeing how fast it's going to grow if you don't get ahead of it," Genkin said.

Because credit card debt typically comes with the highest interest rates among debt types, it tops advisors' hit list.

To learn more about what debt to tackle first visit, https://www.yahoo.com/news/m/21121308-3e11-31c1-95c0-171ba2691f97/ss_from-student-loans-to.html

 



- Dec 12, 2016

It happens every December: You tell yourself you’re not going to let the holiday shopping season spiral out of control. You’ve got your gift list set and know which sales you’re going to jump on. What can go wrong—right?

To view the full article visit, learnvest.com.



- Dec 07, 2016

The highest interest rates in well over a year are putting a dent in the mortgage business.

Total mortgage application volume fell 9.4 percent last week versus the previous week, on a seasonally adjusted basis. The Mortgage Bankers Association adjusted the weekly reading to account for the Thanksgiving holiday. Volume was 0.5 percent lower than the same week one year ago, the first annual drop in total volume since January.

To view the full article, visit https://www.yahoo.com/news/m/fd03f159-bf6b-3d96-8fd7-0a0420fcdbb7/ss_higher-interest-rates-crush.html




- Nov 29, 2016

When it comes to saving money, Americans are falling short. According to a 2016 GOBankingRates survey, 69% of Americans have less than $1,000 in their savings accounts and 34% have no savings at all.

Millennials are no exception.

To view the full article, visit http://finance.yahoo.com/news/heres-much-average-millennial-savings-182226193.html.




- Nov 18, 2016

If someone is using your personal or financial information to make purchases, get benefits, file taxes, or commit fraud, that's identity theft. This booklet can guide you through the recovery process.

To view the booklet, visit https://www.bulkorder.ftc.gov/system/files/publications/pdf-0009_identitytheft_a_recovery_plan.pdf.



- Nov 16, 2016

From presents to parties to poinsettia, researchers at Magnify Money, a personal finance website, found that Americans with debt sank an additional $986 in credit card debt over the holidays last year.

This holiday season consumers seemed poised for yet another shopping spree. The National Retail Federation estimates retail sales in November and December will jump 3.6% to $656 billion.

To view the full article only holiday budgets, visit blog.mint.com.




- Nov 14, 2016

After using your credit card at a major retailer, you get some bad news: The company was hacked and your personal information may have been stolen.  What do you do next?

To view the full article, visit http://www.msn.com/en-us/money/personalfinance/what-to-do-if-a-retailer-says-youve-been-hacked/ar-AAjGQ62?ocid=iehp.



- Nov 01, 2016

Living alone has its benefits, from never having to wait for the bathroom to choosing all your decor.
But it also has its drawbacks. Single folks pay the rent alone. And they can't rely on anybody else to cover the costs of furniture or home repairs. Plus, it's tougher to cook healthy, cost-efficient meals when you live solo.

Fortunately, with a little planning and a few new techniques, there are ways to cook healthfully, cheaply and efficiently as a single home cook. Here's how.

To view the full article visit, money.usnews.com/money/personal-finance/articles/2016-09-01/cooking-for-one-feeding-yourself-without-breaking-the-bank.



- Oct 28, 2016

Getting married or moving in with your partner inevitably changes things — your finances included.

Learning to manage your money together does not have to be overwhelming. It’s something any couple can do, as long as you put in the work. “If the two of you don’t make your finances a priority, they won’t be one,” writes self-made millionaire and financial adviser David Bach in his book, “Smart Couples Finish Rich.”

To view the full article visit, davidbach.com/10-ways-couples-can-finish-rich/.




- Oct 25, 2016

Much like your physical health, your financial health needs a check-up every once in a while. Here at Personal Capital we’re announcing a 30-Day Money Cleanse.  

To view the 30-Day Money Cleanse visit, https://blog.personalcapital.com/retirement-planning/30-day-money-cleanse-week-1-awareness/.



- Oct 10, 2016

Roughly four in 10 adults with a social media account (39%) say that seeing other people’s purchases and vacations on social media makes them look into a similar purchase or vacation, according to a survey of more than 1,000 Americans released this summer by the American Institute of Certified Public Accountants. 

To view the full article, visit msn.com/en-us/money/technology/how-your-facebook-account-can-slowly-destroy-your-finances/ar-AAiP2d4?li=BBnb7Kz&ocid=iehp




- Oct 03, 2016

While most have their first experiences with managing personal finances as a young adult, Texas A&M AgriLife Extension Service Family Economic Specialist Nancy Granovsky believes early experiences can help build better habits in adults.

To read the full article, visit theeagle.com/news/a_m/expert-teach-kids-about-managing-money-early/article_60a7308a-8796-11e6-9b7d-0fb434d47be0.html.



- Sep 29, 2016

Bulking up your savings is difficult. Between paying down debt, staying on top of bills, and keeping up with daily expenses, it's hard to resist the temptation to dip into that emergency fund when something comes up — even if it's not technically an emergency.

To view the full article, visit businessinsider.com/keep-checking-and-savings-accounts-at-different-banks-2016-9.




- Sep 29, 2016

Negative interest rates are spreading like a virus. Central banks in the Eurozone, Switzerland, Sweden, and Japan all have below-zero policy rates. “NIRP,” as economists call a negative interest rate policy, is a desperation move—but the only move those central banks have.

To learn more about negative interest rates, visit finance.yahoo.com/news/feds-janet-yellen-mulls-negative-interest-rates-183711629.html.



- Sep 27, 2016

He didn't begin paying down his tab immediately, but he made up lost ground by buckling down and contributing 75% of his paycheck toward his loans starting in August 2012. Eighteen months after his initial payment, the high school band director was completely debt-free.

To view the full article, visit cnbc.com/2016/09/15/teacher-paid-off-40000-of-student-loans-first-step-to-take.html.



- Sep 08, 2016

There’s a common saying that in life, you must lose something in order to gain something else. And I guess there is some truth to the statement.

To read full article visit, thefrugalennial.com/lessons-from-lebrons-hairline/.




- Sep 01, 2016

Government-backed student debt is big business: About one in six U.S. adults has a student loan owned or guaranteed by taxpayers, and the feds pay their contracted loan servicers and debt collectors close to $2 billion annually to counsel borrowers on their repayment options and collect monthly payments on nearly $1.3 trillion of federal student debt.

To view the full article visit, bloomberg.com/news/articles/2016-08-29/this-is-how-badly-we-re-managing-our-student-debt.




- Sep 01, 2016

Mortgage rates in the United States are near historic lows, thanks in part to Britain's decision to leave the European Union. The Brexit has led to increased global economic uncertainty and many investors, seeking safer investments, have moved their money into U.S. Treasury bonds. As demand for those bonds rises, their interest rates drop. Since U.S. mortgage rates typically reflect those trends, they too are coming down. 

To learn more about how to get the best mortgage rate visit, consumerreports.org/money/how-to-get-the-best-mortgage.




- Aug 16, 2016

Budgets are more than just paying your bills on time—a budget is also about determining how much you should be spending, and on what. The 50/20/30 rule, also called the 50/30/20 budget, is a proportional guideline that can help you keep your spending in alignment with your savings goals.

For more information regarding the 50/20/30 rule visit, blog.mint.com/saving/the-minimalist-guide-to-budgeting-in-your-20s-072016/.
 



- Aug 16, 2016

Is a college degree worth the cost?  A degree from Texas A&M is. The metrics are undeniable — Texas A&M is unique in delivering a transformational, world-class education that remains affordable, accessible and achievable.

To view the metrics visit, governmentrelations.tamu.edu/resources/Value_of_Texas_AM_Degree_Jan_2017.pdf.



- Aug 16, 2016

Students in a four-year program who take six years to graduate can expect to lose as much as $300,000, according to a new study from NerdWallet.com using National Association of Colleges and Employers data. That's not just extra tuition and mounting student loan interest, it's also the lost value of retirement savings and wages from two extra years out of the workforce.

To view the full article visit, www.cnbc.com/2016/06/20/college-victory-laps-can-cost-an-extra-300k.html.